GAMBIA-L Archives

The Gambia and Related Issues Mailing List

GAMBIA-L@LISTSERV.ICORS.ORG

Options: Use Forum View

Use Monospaced Font
Show Text Part by Default
Show All Mail Headers

Message: [<< First] [< Prev] [Next >] [Last >>]
Topic: [<< First] [< Prev] [Next >] [Last >>]
Author: [<< First] [< Prev] [Next >] [Last >>]

Print Reply
Subject:
From:
Reply To:
The Gambia and related-issues mailing list <[log in to unmask]>
Date:
Sat, 13 Jan 2007 12:38:35 EST
Content-Type:
text/plain
Parts/Attachments:
text/plain (857 lines)
Foroyaa Newspaper Burning Issue
Issue No. 004/2007, 3-4 January,  2007

Editorial
SEPERATION OF POWERS IEC AND THE ARREST OF A CANDIDATE
The  news that the UDP candidate for Bakau is under arrest few days after his 
 nomination has raised the question of the role of the IEC in matters of 
security  during the period for the holding of elections.
It is common sense that the  IEC should protect all candidates to ensure free 
and fair elections. In order to  do so, the IEC should implement the 
provision of Section 129 (1) of the  Elections Decree. It reads: “The Inspector 
General of Police shall, on the  request of the Commission, assign to the Commission 
such number of police  officers as the Commission may require during the 
period of registration of  voters and the conduct of election.”
In our view, once a candidate is  nominated he or she should be under the 
protection of the IEC. No arrest of the  candidate should take place without 
consultation with the IEC. The IEC must be  given  tangible evidence to justify 
arrest.
It is therefore necessary  for the country to turn a new page. Detention 
without trial for more than 72  hours is unacceptable. It is unconstitutional. The 
more fundamental rights and  freedom are trampled under foot the more the 
rule of law is also negated. We  hope the IEC will do its best to protect 
candidates and their agents. This is  the only way to guarantee that there is free 
and fair  election.

INADEQUATE RESOURCES HAMPER REFUSE COLLECTION
By  Bubacar .K Sowe
Lack of resources at the Kanifing Municipal Council (KMC) is  hampering the 
regular collection of refuse around the municipality, said its  Chief Executive 
Officer (CEO), Ebrima Jobarteh, on Monday.
Mr. Jobarteh told  Foroyaa that they use to have adequate fleet that 
collected refuse from house to  house, but due to the break down of some of their 
vehicles, it is proving  difficult. He said despite the constraints and meager 
resources, they are making  a lot of efforts.
“We do hire vehicles and shovels to clear the dumps from  house to house,” 
he said. Jobarteh indicated that they do not have the financial  resources to 
regularly replace vehicles, despite the fact that a large share of  their 
budget goes to the Cleansing Department.
“It is the second biggest  consuming area, taking 24% of the recurrent budget 
of 2006; and probably it may  be more than that this year. We intend to 
purchase some second-hand vehicles and  equipment,” he revealed.
According to him, the 24% of the budget allocated  for the Cleansing 
Department represent D10,455,000 being cost for fuel,  lubricants, spare parts and man 
power. He also said that it is difficult to  clean the area, noting the area 
has a population of 322,410 people with a growth  rate of 3.52 percent per 
annum.
However, Foroyaa discovered that the access  roots to the Serrekunda Market 
were filled with left out cartoons, plastic bags,  papers  and other items 
creating piles of refuse in the  area.

IEC NEWS CONFERENCE
103 CANDIDATES TO CONTEST FOR NA  ELECTIONS
By Baboucarr Ceesay & Amie Sanneh
Mr. Alhaji Mustapha L.  Carayol, the IEC Chairman, said the Commission 
concluded a transfer and  replacement of voters’ cards exercise from 14th to 29th 
December 2006. He made  this statement in a press conference organised to inform 
journalists about the  IEC’s preparedness for the national assembly Elections.
Referring to the  statistics of the recently concluded replacement and 
transfer of voters’ cards,  he stated that 573 cards were transferred and 672 
replaced in the various  regional offices. He stated further that 24 cards have been 
transferred and 47  replaced in Banjul, Kanifing 87 transfers and 110 
replacements, Brikama 109  transfers and 109 replacements, Kerewan 78 transfers and 
74 replacements,  Mansakonko 78 transfers and 56 replacements, Janjangbureh 84 
transfers and 127  replacements, Basse 113 transfers and 149 replacements.
Mr. Carayol added  that all qualified candidates for the elections have been 
duly nominated in  their regional offices; that the APRC is contesting in all 
the 48  constituencies, UDP in 29 constituencies, NRP in 8 constituencies and 
NADD put  up candidates in 5 constituencies and there are 13 independent 
candidates. He  mentioned that 103 candidates are contesting for the forthcoming 
National  Assembly Elections.
The official campaign period for the National Assembly  Elections, he said, 
will run from Wednesday 10th January 2007 to Tuesday, 23rd  January 2007. He 
said considering the large number of candidates, GRTS will be  unable to mount 
live coverage of rallies and meetings due to limited capacity  and time. Two 
five minute political broadcasts will be carried for each of the  contesting 
candidates throughout the campaign period. 
“The Media Monitoring  Unit of the IEC is being set up to monitor the public 
and private media during  the campaign period and the conduct of the polls on 
Election Day,” Carayol  posited.
He said the IEC has gone on a massive voter education campaign  throughout 
the country in collaboration with the National Council for Civic  Education 
(NCCE), the Coalition of Civil Society Organisations, The Gambia  National Youth 
Parliament and Youth Ambassadors for Peace.
He insinuated that  radio and television talk shows, radio and television 
election messages,  election songs, video clips, face-to-face community meetings, 
drama and school  outreach programmes include the strategies used in their 
ongoing effective and  essential voter education campaign.
He pointed out that a training of  trainers for polling staff for the conduct 
of the National Assembly Elections is  slated for Saturday 13th and Sunday 
14th January 2007 and the decentralised  training of polling staff which will be 
facilitated by the regional officers is  slated for Saturday 20th and Sunday 
21st January 2007. He stated that most of  the polling staff who participated 
in the conduct of the September 2006  Presidential Election have been called 
back to participate in the training and  this guarantees the efficiency of the 
polling staff. Polling and Counting Agents  and security personnel will form 
part of the team that will be trained at both  levels of the training.
He underscored the point that a good number of  applications from both 
domestic and international observers are being received  by the IEC and are being 
processed for accreditation by the Independent  Electoral Commission. He 
expressed their hope to have a great number of domestic  observers because a great 
number of them have been trained across the country by  the Coalition of Civil 
Society Organisations.
For the logistics, he said all  election materials are currently at the IEC 
regional offices ready for  deployment to the villages and polling stations.
Because some constituencies  are not being contested, Chairman Carayol said, 
930 polling stations and 43  counting centres will be closed in the National 
Assembly Elections. He stated  that the IEC has worked relentlessly to take 
care of the problems that were  encountered during the September 2006 
Presidential Election. He said that the  Commission will contact more Polling Assistants 
who will help direct voters to  their appropriate polling stations; that the 
commission will also hire more  vehicles which will be added to those to be 
commandeered from government to  ensure the timely collection of the ballot drums 
and polling personnel from the  polling stations to the various counting 
centres.
In accordance with Section  5 sub section 2 of the 1996 Elections Decree, he 
said, the commission has  appointed Mr. Seedy Jobe as Returning Officer for 
Banjul Administrative Area,  Mr. Abdullah Jeng for Kanifing Administrative Area, 
Mr. Malleh Sallah for  Brikama Administrative Area, Mr. Gibril Jallow for 
Kerewan Administrative Area,  Mr. Robert Anthony for Mansakonko Administrative 
Area, Mrs. Sara Grey-Johnson  for Janjangbureh Administrative Area and Mr. Alieu 
Mommar Njai for Basse  Administrative Area.
Reminding the general public the date for the National  Assembly Elections 
slated for Thursday 25th January 2007, the IEC Chairman said  polling start at 
7am and closes at 4pm.
Alhaji Mustapha L. Carayol Chairman  of the Independent Electoral Commission, 
announced in accordance with Section 53  subsection 1 (a) of Decree 78 of 
1996 that the following under mentioned persons  as nominated unopposed are 
therefore duly elected to serve as Members of the  National Assembly of the 
Republic of The Gambia. 
The unopposed candidates  are: Bintanding Jarju APRC Candidate Foni Berefet 
Constituency, Sherrif Abba  Sanyang APRC Candidate Foni Kansala Constituency, 
Alhaji Matarr Kujabi APRC  Candidate Foni Bondali Constituency, Borry L.S.B 
Kolley APRC Candidate Foni  Jarrol Constituency, Saikou Suso Kantora APRC 
Candidate Kantora  Constituency.
Questions were invited from the party representatives and the  press.
Mr. Momodou Lamin Touray, representative for NADD asked what measures  the 
would IEC take in situations where a party uses public transports for  
campaigning while other parties use “Gele-Gele” and so on as mean of transport  during 
the campaign period. In response, Chairman Carayol promised that the  
Commission would address such problems and they would have series of meetings in  
matters relating to such practices.
Responding to Daily Observer’s Ousman  Darboe’s question about the IEC’s 
position on the arrests of voters on queues  like what happened in Upper Saloum 
Constituency during the September 2005 by  elections, Malleh Sallah, the Vice 
Chairman of IEC, said that they were never  aware of such with their ten years 
experience in conducting elections in The  Gambia. He called on people to be 
reporting such cases to the IEC.
Finally,  Mr. Baboucarr Ceesay of Foroyaa asked about the measures that IEC 
would take in  cases where a party waits until the eleventh hour of the 
campaign period to  misuse the state media just to castigate an opponent. 
Mr. Kawsu Ceesay, the  Chief Electoral Officer of IEC confessed having 
understood what the Foroyaa  reporter said and pointed out that in fact the last day 
should be a free day  when no campaign should be held and assured that they 
cannot tolerate such  practices from any side.

MORE TESTIMONIES AT THE COURT  MARTIAL
By Bubacarr K. Sowe
The General Court Martial hearing on the  treason trial of those accused of 
involvement in the March 21st coup plot on  Saturday heard from three more 
witness.
Detective Boto Keita informed the  court in a cross examination that the 
first accused, Captain Bunja Darboe,  appeared before a panel on the 21st, 26th 
and 29th of March, 2006. Mr. Keita  said he took a cautionary statement from the 
accused person in the presence of  an independent witness. On how many 
cautionary and voluntary statements he took  from him and when, he said he could not 
remember, but he could remember that he  took two voluntary statements.
He said apart from Captain Darboe, he took  voluntary statements from the 
fifth accused, Captain Abdoukarim Jah, the seventh  accused Lieutenant M.A Bah, 
and the eight accused Corporal Samba Bah. On Captain  Darboe’s request to speak 
to a lawyer, Keita said he did not deny refuse him  that, but said that 
Darboe could have done it for himself while in custody.  Responding to a question 
on a statement taken on the 22nd of March, Keita said  the date of the 
independent witness is 25th of March. 
Detective Keita  further told the court that the statement taken from Captain 
Abdoukarim Jah was  taken on the 19th of April, 2006 and it was not dated by 
an independent witness.  The statement he said was written by the suspect 
himself (Jah). Mr. Keita  narrated that he took two voluntary statements from 
Lieutenant M.A Bah, but  could not recall where and when he took them. He also 
said he obtained two  voluntary statements from Corporal Samba Bah. He added that 
Corporal Bah spoke  to him in English in the presence of an independent 
witness at the National  Intelligence Agency (NIA) headquarters.
When it was put to him by the defence  that the statements obtained from 
Captain Darboe, Captain Jah and Corporal Bah  were involuntary, Keita maintained 
they were voluntary. On when the accused  persons accessed their families and 
lawyers, as they were in his custody, Keita  said he did not remember. He also 
said he did not remember when they were  arraigned in court and whether it was 
a court order which gave them the green  light for them to access their 
families and lawyers.
Keita identified a video  cassette discovered from Modou Sanyang at the NIA, 
and acknowledged his presence  there. He said he was not present when a radio 
cassette was discovered by  Detective Abdoulie Sowe. He also testified that he 
was present when a micro  recorder was discovered but was not there when its 
tape was found.
Also  testifying at the Court Martial, Lamin Colley, a technician at the 
Gamtel Earth  Station in Abuko, said he was called by a guard commander, Corporal 
Ajuma  Camara, on the 20th of March informing him that a soldier wanted to 
speak to Mr.  Njie, the Earth Station’s Director of International Operations. Mr. 
Colley said  one of the guards escorted the soldier, Captain Wassa Camara, to 
his (Colley’s)  office and he called Mr. Njie for him. He added that they 
spoke briefly over the  phone. He said on the following day, the 21st of March, 
Corporal Ajuma Camara  told him that his boss (Captain Wassa Camara) had come 
to see Mr. Njie again.  Mr. Colley testified that he called Mr. Njie and handed 
the phone to Captain  Camara, but only heard Camara saying Njie is to bring 
something for him. Colley  also identified Captain Camara in court, who he said 
during his visits wore  civilian dress.
During cross examination by the defence, Colley said before  the 20th of 
March, he never met or knew Captain Camara. He also said after that,  he never saw 
him physically, apart from his appearance on the television. He  added “I do 
not know the reason why Captain Camara wanted to talk to Mr.  Njie.
“Testifying in court Ousman Njie, the Gamtel Earth Station Director of  
International Operations, said the station is the major gate way of voice, data  
and video. Mr. Njie said on March 20th, 2006, while on an official assignment to 
 Senegal, he had a call from someone who introduced himself as Wassa Camara. 
Njie  added that the man who was calling from the earth station said he wanted 
to see  him; Njie said he told him to wait till he returned the following 
day. Njie  informed the court that while on his way back he had a call from the 
same man,  but told him to wait till the following day, again, since it was 
late. He  narrated that he was told by the man that he is supposed to bring 
something for  him from Ebrima Fatty’s sister in Bakau. Njie said he told his 
caller that he  did not know Ebrima Fatty and he was therefore talking to a wrong  
person. 

UDP CANDIDATE FOR BAKAU IN DETENTION
By Bubacarr  K. Sowe
Nfamara S. Bojang, the candidate of the United Democratic Party  candidate 
for the Bakau constituency is in detention since Sunday, a family  source told 
FOROYAA.
Mr. Bojang’s arrest happened a day after his nomination  on Saturday to 
contest the Bakau seat in the January 25th National Assembly  Election. According 
to his brother, Landing Bojang, the UDP candidate left his  home around two O’
clock to go to Sukuta for a family discussion. Landing said  that since then 
nothing has been heard from him.
The wife, Adama Touray, told  Foroyaa she had a phone call on Sunday from a 
lady informing her of the arrest  of her husband. She said she was told that 
Mr. Bojang is at the Yundum Police  Station, but her efforts to locate him there 
bore no fruit. Dudu Kassa Jaata, a  relative to Mr. Bojang expressed concern, 
stressing that he is a winning  candidate.
The UDP leader, Ousainou Darboe, said he is disappointed and his  attempt to 
see the Inspector General of Police on Monday proved futile.
The  Police Spokesperson, Superintendent Aziz Bojang, told Foroyaa on Tuesday 
he is  not aware of the arrest. 
The Chief Electoral Officer at the Independent  Electoral Commission (IEC), 
Kawsu Ceesay, said the arrest of the UDP candidate  has nothing to do with the 
elections. He said they understand it is a pending  case with the Police. 
Asked whether the IEC will seek his release till the end  of the election period, 
Mr. Ceesay said if the arrest is politically motivated,  they can but if it is 
not, they have nothing to do with it. 

PEACE  CORP’S RAPE CASE DRAGS
By Modou Jonga
A rape case involving a Peace  Corp volunteer, the complainant (name 
withheld), and one Abdoulie Badjie (the  accused), was on Monday 8th January, 2007, 
deferred to the 15th January,  2007.
The case was adjourned due to the absence of the presiding Magistrate  E.F M’
bai. The accused who pleaded not guilty to the charge is alleged to have  
carnal knowledge of the complainant against her will at Sintet village in the  
Foni Jarrol District last year.
The court has heard the testimonies of two  prosecution witnesses including 
the complainant. The Police prosecutor is ASP  Badjie. 

FORMER PRINCIPAL’S CASE RE-ADJOURNED
By Modou  Jonga
The trial involving Mr. William Forster, a former Principal at Forster  
Academy in Brikama, was adjourned to Wednesday 17th January 2007 by the Brikama  
Magistrate Court. The case was adjourned due to the absence of the presiding  
Magistrate, E.F M’bai.
The accused, Mr. William Forster, is standing trial at  the said Magistrate 
Court on charges of willfully damaging property, being the  wind screen of a 
vehicle.
The accused, who pleaded not guilty, is alleged to  have committed the said 
offence at the main carpark in Brikama. The defence  counsel for the accused is 
Sydney Riley. 

TRIAL OF 17 ACCUSED  PERSONS ADJOURNED
By Modou Jonga
The trial involving Mustapha Jadama and  16 other accused persons was, on 
Monday, 8th January, 2007, adjourned to Monday  22nd January 2007, due to the 
absence of the presiding Magistrate, E.F.  M’bai.
The seventeen accused persons who pleaded not guilty to their charge  are 
standing trial at the Brikama Magistrate Court on a charge of acting without  
lawful excuse in a manner that is calculated to lead to incitement of violence,  
destruction or damage to property.
This alleged act which violates Section 59  (b) of the Criminal Code, is said 
to have happened on the 1st December, last  year at Old Yundum and Sinchu 
Alagie in the Kombo North.
The court has so far  heard the testimonies of three officers of the Police 
Intervention Unit attached  to the Brikama Police Station. They are Babucarr 
Cham, Kebba Bah and Babucarr  Touray. The Police prosecutor is 629 Saine of the 
Tujereng Police  Station.

MAGISTRATE RICHARDS SENTENCES DRIVER
By Yaya  Bajo
Principal Magistrate Moses Richards of the Bundung Magistrate Court  recently 
sentenced one Ensa Saidy to a fine of D2500 or in default to serve  twelve 
months imprisonments plus D5000 as compensation to one Ebou Bah or in  default 
to serve another 12months in prison.
According to the fact sheet  which was read by the prosecutor, 1042 Kujabi, 
the fatal accident occurred on  5th December 2005 along the Senegambia Highway. 
He said the defendant’s vehicle  with registration number BJL 9732B was 
coming towards the Senegambia main  junction while driving without due care and 
attention collided with an  approaching motor cyclist, thereby causing an 
accident. 1042 Kujabi further  narrated that the motorcyclist was later identified as 
one Ebou Bah, an MRC  field worker. He said the victim sustained severe 
injury and was later taken to  the RVTH where he was admitted. Kujabi added that 
the defendant was summoned to  the Kairaba Police Station where a statement was 
obtained from him and he was  served with a warning later. A medical 
certificate which was issued and dated  5th October 2006 was tendered and marked 
exhibits A.
The defendant noted in  his plea of mitigation that the act was not 
intentional and he had always shown  solidarity with the victim and his family. After 
his plea of mitigation  Magistrate Richards sentenced him to a fine of D2500, 
in default to serve 12  months in prison plus D5000 as compensation, in default 
to serve another 12  months prison term. 

FODAY BAH’S TRIAL RE-ADJOURNED
By  Modou Jonga
The trial involving Foday Bah, a UDP supporter, and the state,  was on Monday 
8th January 2007, adjourned to Monday 15th January 2007 due to the  absence 
of the presiding Magistrate E.F. M’bai.
Mr. Bah, a resident of   Sinchu Alagie village in the Kombo North, is 
standing trial at the Brikama  Magistrate court for alleged violating section 91 (9) 
of the Electoral Decree  during the past presidential election campaign.
Readers might recall that the  accused pleaded not guilty to the charge and 
was granted bail by the Banjul High  Court on the 17th of October 2006. However 
he was not duely released on bail  contrary to the court order. He was only 
released after some days. Infact, the  accused despite being granted bail, did 
not appear before the Bikama Magistrate  court on the 26th of October and on 
the 31st October 2006. The said trial could  not proceed during the past two 
settings as the file of the case is said to be  at the Attorney General’s 
Chambers for legal advice and as such was not received  by the prosecution.

HALIFA ON THE MDGs
WE ARE MOVING FAR AWAY  FROM ACHIEVEING IT!!!
The Minority Leader and Member for Serrekunda Central  Hon. Halifa Sallah 
asserted that the Government is moving far away from  achieving the Millenniums 
Development Goals due to the fact that the productive  base of the economy is 
not expanding. Halifa made this assertion while making  his contribution to the 
debate on the 2007 budget speech delivered by the  Secretary of State for 
Finance and Economic Affairs at the National Assembly  which went thus: 
“Hon. Speaker, we are told by the Secretary of State for  Finance at page one 
paragraph two of his budget speech that “the overarching  policy objective of 
the Gambia Government Gambia Government is to substantially  reduce poverty 
and achieve all the Millennium Development Goals (MDGs) by 2015,  as well as 
the goals of vision 2020.” Hon. Speaker, when one look at the  strategic 
objective, one would ask the following questions:  
i)          What is the stage  of poverty in this country  
ii)         What visible things are  been done to eradicate  it?
iii)         What are the  Millennium Development Goals?
iv)         What is its face in our current economic  deposition?
v)         What has been  achieved so far to move us closer to the 
fundamental objective of  vision
2020? Hon. Speaker, the Millennium Development Goals emerged from the  UN 
Millennium Summit of September 2000. Their aim to give action to the  eradication 
of poverty and the promotion of sustainable development. Chief among  the 
objective Hon. Speaker, is to eradicate extreme poverty and hunger. First,  by 
reducing by half the proportion of the people living on less than one dollar  a 
day and reduce by half, the proportion of people who suffer from hunger. These 
 strategic objectives Hon. Speaker, could only be attain if there is a rise 
in  income or the lowering of the cost of living. What is happening in The 
Gambia  Hon. Speaker is that there is no rise in income and there is no lowering 
of the  cost of living and that is why 69% of the population are living on less 
than one  dollar a day. So I do not see any evidence that we are moving 
towards achieving  the Millennium Development Goals by 2015. what is interesting 
Hon. Speaker is  that looking at the estimates, in particular what drivers, 
messengers and  cleaners receive, one would discovered that they earn less than 
D600 to D700 per  month which is less than one dollar a day. So, if government 
cannot free its  servants from poverty, how can it free The Gambian population 
from poverty? A  declaration would have to be made on that score. 
Hon. Speaker, if one also  look at the Joint Industrial Council which is 
responsible for determining the  wages of technicians, one would discover that the 
minimum wage for most of the  technicians is less than one dollar a day. I 
would expect that this National  Assembly would urge the government that the low 
salaries and minimum wages must  be increased in 2007 to more than one dollar 
a day as a sign of commitment  towards meeting the fundamental objective of 
the Millennium Development Goals.  If that is not done, than there would be a 
lot of declarations without action to  back the declarations. 
Hon. Speaker, looking at the other provision for  achieving the Millennium 
Development Goals, one would discovered that it talks  about achieving universal 
primary education; ensuring that all boys and girls  complete the full course 
of primary education; promote gender disparity in  primary and secondary 
education; preferably by 2005 and at all cost by 2015.  Hon. Speaker, what needs 
to be given focus is the type of system that exists,  because sometimes if we 
lose sight of the existing system, we believe we are  achieving something when 
we are moving far away from it. What obtains in The  Gambia Hon. Speaker, is 
that we have an educational system of double shift and  multiple grade teaching 
and the fundamental questions we need to asked  are:
i)          Have we done  any evaluation to see the impact of such a  system?
ii)         What type of  quality education is it  providing?
iii)         What are it  limitations?
Hon. Speaker, sometimes we play the game of numbers and lose  essence. We 
lose sight of the individual tree because we focus on the forest,  but it is the 
individual tree that is important because if we allow that  individual tree to 
be cut one by one at the end of the day we will lose the  forest. So Hon. 
Speaker, it is important that we focus on the system and focus  not only on the 
issue of access but affordability and quality as well. Hon.  Speaker, if one 
looks at the different levels of the educational system, one  would discover 
that it is evolving like a pyramid. The educational system  provides for 185,000 
children in the Lower Basic, 67,000 in the Upper Basic and  27,000 in Senior 
Secondary Schools. This is a pyramid so if you talk about  access, equality 
between boys and girls, yes you may have a number of boys and  girls equal but 
what about the vast majority of children being deprived of that  higher level of 
education. 
Hon. Speaker, it is significant that we focus on  the evolution of the 
educational system not only on general access at the  primary level, but as the 
person goes up and up, then the person must be able to  have access to quality 
education at the higher level. And what is also important  Hon. Speaker, is that 
we are being told that 88% of the institutions providing  Senior Secondary 
education are private; either being subsidised or  non-subsidised. About 46% 
subsidised and 42% non-subsidised if my memory serves  me right. 
So Hon. Speaker, we are talking about private institutions  providing this 
education and they are charging on the basis of cost recovery.  Education should 
be a right but where it is based on cost recovery, either  government 
subsidizing the process and lower the cost of education or otherwise,  many people 
who are poor would be excluded from access. Where cost deprives  people from 
access Hon. Speaker, we cannot consider education to be open to all  nor can we 
say that the sky is the limit for those people. Hon. Speaker, if one  looks at 
the Millennium Development Goals, one would discover that that its  objective 
under health is to ensure affordability and access to essential drugs.  But, 
Hon. Speaker, looking at the issue of health, you would discover that the  
Secretary of State for Finance and Economic Affairs has mentioned the Bamako  
Initiative.  The essence of the Bamako Initiative is cost recovery and that  is 
why many people cannot afford drugs. If go to the Royal Victoria Teaching  
Hospital (RVTH) at the moment Hon. Speaker, you would discover that brain  scanning 
is D1000 (one thousand dalasis). Just to scan the brain! There is a  lady 
almost in comma that I visited at RVTH and the relative could not afford to  
provide that D1000 (one thousand dalasis) and they literally had to become  
beggars for that amount to be provided. I do not call that health for all and I  do 
not call that ways and means of moving closer and closer to the Millennium  
Development Goals where it talked about government in association with  
pharmaceutical, ensured the affordability and access to essential drugs. That is  one 
of the objectives of the Millennium Development Goals. 
If one looks at  Vision 2020 Hon. Speaker, one would discover that it talks 
about Gambia becoming  a middle income country; a country where the economy 
would be export oriented,  and jobs would be created, and that most of the people 
will become enlightened  under a democratic society which will assure them 
prosperity and general  wellbeing. But clearly Hon. Speaker, if we look at the 
situation, we would  discover that The Gambia is not achieving that export 
oriented economy that is  envisaged in Vision 2020. Hon. Speaker, we are being 
told by the Secretary of  State that exports have amounted to D3 billion, D2.6 
billion of which is coming  from re-exports. So clearly Hon. Speaker, we are not 
producing, we are  re-exporting and that is why we are not generating 
employment. 
Hon. Speaker,  we are also being told that in terms of Government’s earnings 
which enable us to  build our accounts, we have  trade and remittances 
amounting to D1.8  billion and D1.8 billion respectively. So essentially Hon. 
Speaker, it is not  the productive base that is generating the level of growth of 
foreign exchange  that is in the country that is ensuring stability of The Gambia 
currency. I  think we should bear that in mind! We are talking about 
sustainable development  and not just any form of development. So essentially Hon. 
Speaker, we are not  achieving the vision that is assured to us under the 2020 
vision. And therefore,  Hon. Speaker, I frankly feel that we must accept the 
seriousness of the  situation that the economy is in and then try to come up with 
strategic  objectives of how to deal with it!!!

AMADOU CORA ARRESTED
By  Amie Sanneh
Reports have it that businessmen who hail’s from Tambasangsang,  Tumana 
constituency was arrested in Basse six days ago. He was first transferred  to 
Bansang Police Station and later to Kuntaur Police Station. Up to the time of  
going to press yesterday Mr. Cora was still held at Kuntaur Police  Station.
The wife of the said Amadou Cora, Tappa Krubally who spoke to  Foroyaa, said 
that she is in a state of shock and also worried over the arrest  of her 
husband.
She told this reporter that the arrest took place when they  went tot heir 
village (Tambasangsang) to spend the Tobaski there.
Mrs. Cora  narrated that the day her husband was arrested, in the evening he 
came home and  started explaining to her an encounter he (the husband) has 
with one woman in  Basse while on his way home.
She said the husband told her that one woman who  was in a vehicle insulted 
his mother while he was riding his motorbike. She  added that her husband then 
stopped his motorbike and asked the woman why she  was insulting him; that the 
woman retorted that it was her husband who first  insulted her mother’s name; 
that it was then that the husband decided to leave  the woman there and 
continued his journey. Mrs. Cora said that on that fateful  night whilst she was in 
the house and the husband was sitting outside chatting  with friends, some 
unknown officials came and took the husband away. 
On why  the husband was arrested, Mrs. Cora said she does not know the reason.
Since  the arrest Mrs. Cora added, she and her family members are really 
worried and  could hardly eat meals.
Mrs. Cora however begged for her husband’s release,  noting that he had not 
done anything wrong to be arrested.
Mr. Cora was  however on Tuesday taken to the Brikama-Ba Police Station. 
When the Police  Spokesperson, Aziz Bojang was contacted to comment on the 
arrest, he told this  reporter that he is not aware of such arrest.

Issue No.  005/2007, 12-14 January, 2006

Editorial
THE CHANGING FACE OF  POLITICS IN THE GAMBIA
During the 2002 National Assembly Elections, the UDP  boycotted the 
elections, NRP put up 10 candidates and PDOIS put up 5. There was  only one Independent 
candidate. Voting took place in only 15 constituencies, 33  went unopposed. 
Despite the campaign for people to boycott the elections NRP won  one seat out 
of 10 and PDOIS won 2 seats out of five. The APRC therefore had a  majority of 
45 against the 3 seats held by PDOIS and NRP.
In this National  Assembly election there is no boycott. The UDP promised to 
put up 48 candidates  but ended up with 29. The NRP came up with 8 candidates. 
The NADD put 5  candidates and developed a tactical alliance with 8 
independent candidates. Four  candidates who formed a tactical line with NADD either 
arrived late for  nomination or withdrew to give a chance to another independent 
 candidate.
Only five seats remain uncontested. This means that elections will  take 
place in 43 constituencies.
In many places the opposition did not clash.  Serrekunda Central appears to 
be an exception
The tactical line proposed is  for the opposition to put up one candidate in 
every constituency against an APRC  candidate. 
In Serrekunda Central the seat is held by the opposition.  However, another 
opposition candidate is contesting under the UDP.
What is  however interesting is that now people see a candidate as becoming 
more  important than the party tag. This has given rise to an increase in the 
number  of Independent candidates as well as the selection of many new APRC 
candidates  after a long selection process.
The results will shake the foundation of  Gambian politics. Success of the 
independent candidates is likely to motivate  many people especially women to 
build confidence to participate as candidates.  Needless to say, the competition 
for candidature is likely to become more  intense with all the political 
parties. 
It is difficult to predict the  results. However, one can easily see the 
trend towards greater participation by  aspirants as candidates within and outside 
parties. The disappearance of people  like Dembo Bojang from the scene and 
the appearance of relatively young  candidates confirm that the face of Gambian 
politics is likely to change forever  after the declaration of the results. 

LAWYER DENTON AND COLONEL  TAMBA TESTIFY
By Bubacarr K Sowe
Mariama Denton, a legal practitioner and  Colonel Lang Tombong Tamba, the 
Chief of Defense Staff (CDS) of the Gambia Armed  Forces on Wednesday testified 
in the treason trial involving Tamsir Jasseh,  Alieu Jobe, Omar Keita (Faal) 
and Demba Dem.
Denton told the court that while  at her home in Churchill’s Town on the 23rd 
of March, 2006, Tamsir Jasseh came  to her house; that she asked Mr. Jasseh 
where he was coming from, and Jasseh  answered that he went to Jiboro to drop 
Colonel Ndure Cham, the ex-CDS. Denton  said she told Mr. Jasseh to see the 
authorities, since Colonel Cham is  wanted.
In a cross examination by defence counsel, Lamin S. Camara, Denton  said she 
does not know where Jiboro is, but noted it is in the Western Division  of the 
Gambia.
Also testifying in court, Colonel Lang Tombong Tamba said on  the 21st of 
March, at about 16:30 hours, while at his home after closing from  work, he was 
called over the phone by one Corporal Mbye.
Tamba said that  Corporal Mbye suggested to him to cancel his travelling, 
noting that he had an  urgent information for him. Colonel Tamba added that he 
was then informed by  Corporal Mbye that the former CDS, Colonel Ndure Cham was 
planning to over throw  the elected government of President Yahya Jammeh. 
According to Colonel Tamba,  Corporal Mbye said he was in Ndure Cham’s Office, 
where he informed him of the  planned coup and was later referred by Cham to 
Captain Bunja Darboe’s office, as  Cham left for a National Security Council 
meeting.
Tamba said that Mbye was  again told by Darboe that they want to topple the 
government and would need his  support, which Mbye disagreed to. Tamba 
testified that Mbye told him he was  invited by Ndure Cham to his house for further 
discussion, where he recorded the  meeting through a tape recorder given to him 
by Colonel Tamba. He added that  they listened to the cassette at his 
residence at Mile 7 with Lieutenant Lamin  Badjie.
Tamba also said that he then informed the then Inspector General of  Police; 
Ousman Sonko, The Commanding Officer of the State Guards; Serigne Modou  Njie 
and Commander of the Military Training School; Captain Ousman Badjie, who  all 
listened to the tape.
The Army Chief added that he then ordered the  arrest of Captain Darboe and 
all others involved, after which he instituted an  investigation panel.
The panel he said comprised of the armed forces, the  police and the 
intelligence agency. He recalled some of them in court  as;
Momodou Hydara, Demba Sowe, Malamin Ceesay, Nfanding Jabang, Boto Keita,  
Yusupha Faye, Ousman Bojang, Malick Ceesay, Lamin Tambajang, Abdoulie Sowe,  
Lamin Ndure and others he could not remember in court. 
He indicated that the  panel comprised of thirteen (13) members, who 
submitted a report at the end of  their findings. 
Cross-examination was brief as the defence requested for an  adjournment to 
prepare for it. Defence Counsel asked him what rank he had, and  he answered “
Colonel.”

UDP CANDIDATE ARRAIGNED IN COURT
By  Modou Jonga
The UDP candidate aspiring for the Bakau seat in the forthcoming  National 
Assembly Election, Mr. Nfamara S. Bojang, was on Wednesday 10th January  2007 
arraigned at the Brikama Magistrate Court.
Mr. Bojang, who pleaded not  guilty to two criminal charges preferred against 
him, was nominated on Saturday  6th January 2007. 
On count one, Mr. Bojang (the accused) is charged with  conspiracy to commit 
a felony contrary to Section 368 of the Criminal Code. He  is alleged to have 
conspired with one Abubacarr Sawo in the month of January  2005 at Bwiam 
village in the Western Region.
On count two, Mr. Bojang is  charged with being in possession of forged 
currency notes contrary to Section  334 of the Criminal Code. He is alleged to have 
been in possession of the  currency notes on 23rd January 2005 at the Coastal 
Road in the Western Region.  He is alleged to have been found without Lawful 
authority in possession of D4,  550.00 forged Gambian notes knowing the sum to 
be forged.
Mr. Bojang was  granted bail in the sum of D20,000 (Twenty thousand dalasi) 
by a Gambian surety.  The case is adjourned till Wednesday 17th January.

CHIEF MANNEH  DETAINED AT FATOTO POLICE STATION
Chief Ebrima Manneh of the Daily Observer  Company is detained at Fatoto 
Police Station.
Chief Manneh (a journalist) was  arrested on 7th July 2006 at his place of 
work. He has since then been detained  at various Police Stations. 
Shortly after his arrest, Manneh was detained at  the NIA Headquarters. He 
was later detained at Mile Two Central Prison, Kartong  Police Station, Sibanor 
Police Station, Kuntaur Police Station and finally at  Fatoto Police Station. 
He has spent three months and three weeks at Fatoto  Police Station. The 
authorities are yet to disclose Chief Manneh’s place of  detention despite the fact 
that his family members have moved heaven and earth  to establish his 
whereabouts.
Master Tamba Fofana of Kudang Lower Basic  School is detained at Sare-Ngai 
Police Station. Master Tamba has been detained  at various Police Stations such 
as Bansang, Kartong, Sibanor and Sare-Ngai. Both  Chief Manneh and Master 
Tamba have not been charged. 

KANILAI  FARM EMPLOYEE ADMITS STEALING
OVER D1 MILLION
By Yaya Bajo
An employee  at the Kanilai Farm Ltd, Mustapha Bojang, was brought before 
Principal  Magistrate, Moses Ricahards, of the Bundung Magistrate Court last 
Wednesday and  charged for stealing the sum of 1,093,965.00 (one million, ninety 
three  thousand, nine hundred and sixty five dalasi) from the coffers of the 
above  named farm. When the charge sheet was read to the accused and translated 
in a  language he claimed to understand, he pleaded guilty.
According to the fact  sheet, the alleged offence was committed in 2006 at 
diverse places in the  Kanifing Municiality while the accused person was 
managing the business of the  Kanilai Farm Company ltd. The accused who was not 
represented at the time of the  hearing, applied for a bail, but his application 
was rejected based on the  prosecutions submission that he may tamper with the 
ongoing investigation if he  is granted bail. The prosecutor 1748 Mballow 
submitted that the prosecution had  received a tip off on Wednesday 10th January 
(morning) that the accused is  contemplating to interfere with the investigation.
Mustapha Bojang (accused)  replied that his conduct has shown no evidence 
that he is going to interfere  with the investigation if he is granted bail. He 
added that he had earlier  handed over all the farm’s documents to the 
necessary authorities and that he is  not going anywhere because he is a family man 
with several children. In his  intervention, presiding Magistrate Moses Richards 
stated that bail is a  constitutional right for the accused, and the offence 
for which he is charged is  bailable. He further noted that it is his duty to 
protect the work of the  prosecution. He therefore ruled: “I will refuse bail 
for now in order to allow  time for the prosecution to finish with their 
investigations. The accused is  therefore remanded in custody until 24th January 
2007 when the case shall resume  for hearing”.

WHAT DO THEY HOPE TO ACHIEVE?
Is it quality  enhancement or quality elimination?
I cannot really fathom the reason that  must have motivated the United 
Democratic Party (UDP) to put up a candidate to  contest the Serrekunda Central 
National Assembly seat. However, before I  proceed, let me state that I  
acknowledge the inalienable right of any  individual who wishes and satisfies all the 
constitutional requirements of  nationality, age, residency, voter eligibility, 
etc., to vie for this office of  representation, more so, a registered 
political party to sponsor a candidate. My  concern, therefore, is in no way 
negating this right. It does not preclude the  right of the UDP to put up a candidate 
in any constituency. It is only trying to  find a solution to the puzzle as 
posed in the questions that captioned this  article.
As the country was emerging from a presidential election that was  
characterised by widespread voter apathy and again bracing itself for a looming  
National Assembly elections impregnated with uncertainties, the NADD  presidential 
contestant and minority leader, Halifa Sallah, announced his  party’s resolve to 
employ a tactical alliance with other opposition parties and  independent 
aspirants. The objective, as he said, was to ensure a Non-APRC  majority in the 
National Assembly. This would have allowed the combined  opposition and 
independents to agree on sponsoring and supporting only one  candidate against the 
APRC in every constituency based on the assessed  competence, charisma and 
optimal chances of the person or the party. The NADD  further cited examples that 
in such a scenario they would ensure that the  constituencies of Kemeseng 
Jammeh, Hamat Bah, Dembo Bojang, to name a few, would  not be rivaled by the 
opposition considering the non-rubberstamp role these  people will be expected to 
play in the National Assembly when elected. 
This  move was very much welcomed with enthusiasm and optimism by all those 
who care  to see democracy and rule of law prevail in The Gambia. These include 
both the  opposition and the APRC supporters, as well as concerned 
non-nationals who all  believe that a critical National Assembly is what will make the 
country move  forward by putting a check to the excesses in governance and 
which cannot be  done by an APRC dominated rubber-stamp legislature. A critical 
non-APRC majority  in the Assembly augurs well for democracy and good governance.
For the  rational opposition, the voters have already made the big mistake by 
electing  President Jammeh for another five years of misrule, mismanagement 
and impunity.  However, the conviction is that the absolutism and excesses of 
the APRC regime  can be put to a leash when the voters elect people who are 
critical and resolved  to make the National Assembly an effective and robust 
oversight institution as  prescribed by the constitution of the second republic. 
Hence the interest and  support for the opposition to be one block this time 
round. As for these APRC  supporters they believe in the separation of powers. 
They are happy that  President Jammeh has been re-elected. However, they would 
want him to deliver  and which they believe can only materialize when there 
exist a strong Assembly  of non-praise singing, non-flattering and non-self 
seeking deputies who will  guide the executive to serve the people. For these 
people, they are ready to  support any candidate who is more credible than the 
APRC one in order to serve  this purpose. 
Why then did the UDP and NRP not reciprocate by declaring the  constituencies 
of the likes of Halifa Sallah, Sidia Jatta, etc. non-contestable  for their 
parties, given the well pronounced caliber and quality of  representation of 
these NAMs in the National Assembly? Although the UDP has not  put up candidates 
in the constituencies of Sidia Jatta and two other NADD  candidates. Whether 
what was responsible for this has been the inability to  scout a candidate or 
considerations based on sentiments is left for the reader  to conjecture. 
Anyway, I have gathered from sources, earlier on, that scouting  was being done by 
them, but as to whether it bored nought, I don’t know. The  question still 
remains; Why Serrekunda Central? What is the motive of the UDP in  contesting 
this particular seat given the important role that Halifa is playing  in the 
Assembly? Is there candidate more competent? Can that UDP win the seat?  Is the 
mission’ UDP cannot win but Halifa will not be allowed to win either’?  Can 
this move be claimed as good faith? All these are questions that beg for  honest 
answers.
Notwithstanding, I believe the UDP should not have contested  the Serrekunda 
Central seat and should have embraced the NADD’s call and engage  in a 
tactical alliance. This would have paid more dividend for them both in  terms of 
credibility and chances of winning seats. I think the Presidential  election 
should have been a lesson for them. For them to still harbour the  illusion that 
they can succeed by going it alone, especially given the present  political 
context in The Gambia, is self-deluding. The 2006 Presidential  election is a case 
in point. Where is the ‘majority’ that was bandied about by  the UDP that 
made them to pull out of the NADD conglomerate with the illusion  that they will 
win the election without the others. This is the ‘majority’ that  one of my 
sisters often refers to as “majority ming mang nafa soto” or “majority  bu 
amul barkeh”, meaning a so called strength that is not potent or lacks  blessing.
The 2006 presidential poll is now history and what is left is to  draw the 
necessary lessons for the future. As for me, the NADD political project  was the 
best arrangement that suited our circumstances, as it was designed to  herald 
in a new order that will establish a truly democratic space for everyone.  It 
would have gone to enable every Gambian to be recognised or sanctified as  
sovereign. Unfortunately, the prospects for the attainment of these lofty and  
necessary goals were aborted mid-way by the clash of two differing and opposing 
 desires. It later became very clear that two strains constituted the NADD  
leadership. One group was interested and committed to the cause of removing the 
 APRC regime and replacing it with a democratic dispensation where the  
empowerment of the people, the rule of law, constitutionality, economic,  political 
and a predictably stable and social accountability order is in place  or 
prevail. The other group was only interested in a change of regime where the  
status quo will be maintained with absolute power vested in a privileged  
executive which is sustained by a non-politically enlightened, divided and  
dis-empowered electorate. Hence it was the existence of and struggle between  these two 
irreconcilable interests that led to the eventual break-up of NADD  which 
shattered many peoples hopes for a new and democratic Gambia to be  midwived by a 
United Opposition Front. 
The repercussions were: widespread  voter apathy, President Jammeh re-elected 
with a narrow escape, the two  opposition presidential candidates from the 
socalled ‘majority’ and socalled  ‘minority’ parties both losing the election. 
Infact, when one reviews the  results with circumspection, one will not fail 
to discover that President Jammeh  is far from being popular and has just 
narrowly escaped due to the opposition  disunity which led to the large-scale 
voter apathy. Again, the number of  registered voters who did not vote are more 
than those who cast their votes for  Jammeh. Can one call this popularity? 
Indeed, it is even the UDP that emerged to  be the sole loser because of its 
shrinking ‘fortunes’ or support in terms of  votes. The UDP lost nearly 30% of its 
votes whilst the combined UDP/NRP 40%.  This is how much the disunity costs 
the UDP/NRP. 
Now, whether this will be  repeated is left to the electorate. However what 
is certain is that a critical  National Assembly is very crucial in ensuring 
that The Gambia continues to exist  as a fledging democracy. This however cannot 
be realized if the voters allow the  APRC to again command a majority in the 
Assembly. Again quoting my sister’s  words of wisdom “Don’t give the person 
the meat and also the knife, lest he cut  a pound of flesh from a part of your 
body that will send you straight to your  grave.” Since President Jammeh is 
mandated to serve for 5 years, a critical  National Assembly composed of 
competent, dignified, selfless and determined  members should also be elected to 
serve as an efficient oversight institution to  prevent excesses, misrule impunity 
and mismanagement by the  executive.

Long Live The Gambian People
Long Live  Democracy
Long Live The Gambia
O. S
A Concern  Citizen

HALIFA ON THE FINANCIAL INSTITUTIONS
By Abdoulie G.  Dibba
In his contribution to the budget speech, the minority leader and  member for 
Serrekunda Central, Honourable Halifa Sallah, asserted that the  existence of 
the of the financial institutions in the country has not impacted  on the 
export, employment and the eradication of poverty. The rest of the speech  runs 
as thus:
Honourable Speaker, we are told by the Secretary of State for  Finance and 
Economic Affairs at paragraph 6 of his budget speech that :prudent  Fiscal 
Policy needs to be complemented  with strong monetary policies. He  went on to say 
that “the Central Bank will continue its reforms to guarantee  price 
stability, maintain a viable external position at the same time, promote a  sound and 
flexible financial system.
‘Honourable Speaker, if one looks at the  issue of the financial 
institutions, one would discover that the banks are  actually engaged in providing credit, 
but the credit they are providing to the  private sector is very limited. 
This fact, Honourable Speaker, could be seen  under paragraph 20 where the 
Secretary of State indicated that “the Net Domestic  Asset of the banking system 
rose to D3’4 billion at end of September, 2006 or  16.2 percent reflecting a 
strong domestic credit growth during the 9 months  ending September 2006. Domestic 
Credit increased to D4.2 billion or 20.0  percent, of which credit to the 
private sector grew by 27.1 percent to D2.2  billion at end of September 2006". 
But… under paragraph 21, it indicates that “a  sectoral analysis of the 
distribution of commercial banks credit revealed that  23.3 percent of the total 
loans went to the distributive trade sector. Loans and  advances to the 
agricultural sector captured 19.9 percent, whilst personal loans  accounted for 17.6 
percent of outstanding credit. 
‘Honourable Speaker, if  one look at the bottom of paragraph 21, one would 
discover the government  aspect, indicating that “the banking system’s net 
claims on government increased  to D1.3 billion or 66.1 percent, largely 
reflecting government’s resource to  bank financing of deficit.” There is absolutely 
no doubt, Honourable Speaker,  that as long as government does not maintain a 
surplus and it goes to the  banking sector to be able to get credit to meet its 
deficit, then the private  sector will be clapped out from getting the type 
of resources that it needs for  investment. Honourable speaker, it is also very 
clear that if the banking system  does not invest in the production base and 
that if the interest rate remains as  they are, then the productive base will 
not be impacted on, and in that sense,  we will not be able to export more and 
in that case, the export will not be able  to give us the type of foreign 
exchange that we need to be able to maintain the  type of system that we are 
talking about as far as the monetary system is  concern. It is my conviction that 
what is helping us is exactly what is stated  in paragraph 22 of the budget 
speech and that is, we have sustainable inflows of  foreign currencies through 
remittances, the travel trade which consequently  helped the dalasi to be 
stabilized. Honourable Speaker, we also have a lot of  re-export trade taking place 
which also means that we would inject more foreign  exchange into the 
national economy. So, one can expect that as long as that  proceed, we would be able 
to maintain the stability of our currency. But  Honourable Speaker, the 
situation that we must bear in mind is that the  remittance cannot be linked to 
sustainable development, we cannot also say that  the re-export trade can be 
linked to sustainable development, we cannot also say  that the travel trade can be 
linked to sustainable development. This is so  Honourable Speaker because 
these are factors that we cannot completely control.  Honourable Speaker, I must 
say that the best investment that Gambia can make is  investing in good 
governance. As long as there is stability in the country,  these processes can 
continue and as a result, we can benefit immensely from the  foreign exchange that 
come into the economy, thus helping us to maintain our  accounts outside and 
at the same time help us to stabilize our currency. It must  also be emphasised 
here Honourable Speaker that my focus therefore is that we  need to still 
work on development of the productive base of the economy in order  to move 
towards sustainable development, otherwise, we would just be maintaining  a very 
fragile economy which can sustain us as long as the situation of  stability 
exists in the country. Honourable Speaker, I then move on to the other  
institutions of accumulation because investment must rely on the institution of  
accumulation and we have seen that in the banking sector than  the other  sectors, 
industries, manufacturing and other basis of employment generating.  
Honourable speaker, we are told that macro finance institutions have emerged  
in the country but if one looks at these macro finance institutions, 
Honourable  Speaker, one would discover that the level of capitalization of these  
institutions are so limited that when they give assistant, it must be for a very  
short period or at a high interest rate that is not affordable by the poor.  
Honourable Speaker, we are told that the Visacas, as well as the other  
macro-savings credit institutions exist to be able to help the poor. They are  
suppose to be 62 village savings and credit institutions and 53 savings and  
credit associations called VISACAS. If you look at the level of resource  
accumulation for the Gambia Women Financial Association, we are talking about  D18.1 
million being part of its loan portfolio and you go to SDF, we are talking  
about D41 million being provided to 1,566 groups. Honourable speaker, we need to  
look at these institutions again, do a study and see the type of loan they are 
 giving, the type of recovery that they are attaining and the type of social  
impact they are having in improving income or livelihood. It is not enough 
only  to mention that this institution exist and that they have provided this 
amount  of money. It is necessary for us to know the social impact.
Honourable  Speaker, such a report would enable as to know whether these 
institutions are  impacting on poverty or not’.
 


To unsubscribe/subscribe or view archives of postings, go to the Gambia-L Web interface
at: http://listserv.icors.org/archives/gambia-l.html

To Search in the Gambia-L archives, go to: http://listserv.icors.org/SCRIPTS/WA-ICORS.EXE?S1=gambia-l
To contact the List Management, please send an e-mail to:
[log in to unmask]


ATOM RSS1 RSS2